USDA Loans

The #1 USDA Lender in Redding for Good Reason.

Top Originators

2009-2014

According to the prestigious Scotsman Guide's ranking, Pete Metz is the top lender in all of California. In short, we know USDA loans. The USDA loan in Shasta County is an awesome option for anyone looking to purchase outside the city limits of Redding, California. This is a Government Loan. USDA stands for United States Department of Agriculture. This loan has been around for a long long time.

Benefits of USDA Loans

  • 30 year fixed rates
  • Typically have Low Interest Rates
  • No Down Payment Required
  • Seller can Pay up to 6% for closing costs
  • Very Low Mortgage Insurance Compared to FHA or Conventional
  • Lower Income Families qualify
  • Streamline Refinance Available for existing USDA Home Owners

Income Eligibility

  • Each county has their own Income Eligibility Requirements
  • Check for Your Specific Counties Income Eligibility here
  • If you are unsure about your current income please give us a call at 530-221-7700

Property Eligibility Map

  • USDA has certain areas that they will or will not lend on
  • Currently anywhere outside the city limits of Redding CA will qualify for USDA
  • Some parts of Redding CA are still eligible for USDA financing
  • Give us a call 530-221-7700 for a USDA property eligibility map for a more specific property address

Get a free list of USDA eligible homes!

Interested in other types of purchase loans or refinancing options?

Were you affected by the Carr Fire?

Federal Administration Disaster Loan

  • 100% Financing for Victims
  • Complete Loss or Damaged home
  • Purchase within 1 year of the disaster
100% Financing

13 Down Payment Programs you have NOT heard about - Get The Facts

  • Other lenders will not share these programs with you
  • These programs are for your 1st or 2nd Home
  • Instructions on where to apply for these programs

How To Shop For Your Mortgage

  • Learn the 3 ways to pay closing costs
  • Learn how to avoid paying PMI or Mortgage Insurance
  • Learn how to shop for your mortgage
  • Learn how to get the lowest interest rate and the lowest closing costs