First Time Homebuyer

Ready to Buy Your First Home in Redding?

Buying your first home is an important milestone in your life. The local loan experts at Loan Simple Inc. can help make the process easy! Interest rates are still historically low, and first time home buyer programs are available to make your dream of homeownership a reality. We are experienced in helping home buyers overcome obstacles to reach their goals and we care about finding the right program for you. Talk to us today and we can share with you how to buy a house with no money down sooner than you think!

Some of the ways we can help make that a reality for you:

  • FHA Financing
  • 3% Grant for FHA Financing
  • USDA 100% Financing
  • 100% VA Financing
  • 100% CAlvet Financing
  • Large Federal Tax Credit
  • Shasta County DAP Program
  • Shasta Lake DAP Program
  • City of Redding Down payment Assistance

Get a free list down payment assistance programs available to you!

Interested in other types of purchase loans or refinancing options?

Were you affected by the Carr Fire?

Federal Administration Disaster Loan

  • 100% Financing for Victims
  • Complete Loss or Damaged home
  • Purchase within 1 year of the disaster
100% Financing

13 Down Payment Programs you have NOT heard about - Get The Facts

  • Other lenders will not share these programs with you
  • These programs are for your 1st or 2nd Home
  • Instructions on where to apply for these programs

How To Shop For Your Mortgage

  • Learn the 3 ways to pay closing costs
  • Learn how to avoid paying PMI or Mortgage Insurance
  • Learn how to shop for your mortgage
  • Learn how to get the lowest interest rate and the lowest closing costs