Home Loan Mortgages

Looking For a home loan in Redding?

There are so many mortgage options to consider.

Whether it’s your first time purchasing a home or you are an experienced real estate investor, we want to help you with the loan process. We have an experienced team that is ready to answer your questions.

This is what we do. Take a look for yourself at some of our happy home owners.

With so many loans available for purchasing your new home, what is the best way to decide which mortgage is right for you?

Are you curious about the eligibility requirements of a USDA Loan? As a leading Lender of United States Department of Agriculture loans we can help clarify your questions and make sure it is a right fit for you. Also, here at Loan Simple, Inc., we support our troops and our veterans. As a veteran of the United States Armed Forces, you may qualify for special financing. We can walk you through the process of securing a VA Purchase Loan for your new home. We are thankful for our freedom and helping you is our way of saying thanks.

Maybe you are looking for an assumable loan like the Federal Housing Administration (or FHA) loan. We have helped many home buyers navigate the fine print associated with FHA loans and will help you decide if this is the right option for you.

So whether you’re looking for Conventional Financing or you are curious about qualifying for a specialty loan, if the options are out there, we can find them for you.

Interested in other types of purchase loans or refinancing options?

Were you affected by the Carr Fire?

Federal Administration Disaster Loan

  • 100% Financing for Victims
  • Complete Loss or Damaged home
  • Purchase within 1 year of the disaster
100% Financing

13 Down Payment Programs you have NOT heard about - Get The Facts

  • Other lenders will not share these programs with you
  • These programs are for your 1st or 2nd Home
  • Instructions on where to apply for these programs

How To Shop For Your Mortgage

  • Learn the 3 ways to pay closing costs
  • Learn how to avoid paying PMI or Mortgage Insurance
  • Learn how to shop for your mortgage
  • Learn how to get the lowest interest rate and the lowest closing costs